Dakahlya Businessmen Association for Community and Development

Microfinance programs and services:

  • Financial Services
  • Non-Financial Services
  • Training and Consultancy
Microfinance

Product Loan Size Loan Period
Production – Trade - Services 500-100,000 4-36 months
Home Improvements Loans 500-50,000 4-36 months
Animals Breeding Loan 500-30,000 4-36 months
Improving Life Standards Loan 500-10,000 4 - 24 months
   Transportation Maintenance Loans
Private 500-20,000 4-36 months
Taxi 500-50,000 4-36 months
Micro Bus 500- 50,000 4-36 months
Semi Truck 500-50,000 4-36 months
Truck 500-100,000 4-36 months
Tok Tok 500-8,000 4-36 months
   Group Lending
Weekly 50-5000 10-50 weeks
Monthly 1000-5000 4-12 months


Micro Insurance ( Pound on Pound )

A monthly Group saving plan that entitles insured to a lump sum at policy maturity with additional insurance benefits that starts on policy inception and lasts for maturity .
  • Monthly premium 25 EGP ($1.5)
  • 5-10 Years policy
  • Max 10 policies/client
Saving benefits includes:
When withdrawal the client got the unit account value at claim inception date .
Insurance benefits includes:
  • Accidental death insurance worth EGP 5,000 ($295) .
  • Normal death cover worth EGP 1,000 ($60) .
  • + unit account value at claim inception date .

Over the last 20 years, DBACD provided lots of efforts and time in order to build a strong, harmonious, efficient, and qualified consultancy team in all microfinance areas such as; Operations - Financial - HR - Internal Audit - Legal - Risk Management. As in the recent 10 years in DBACD's lifecycle, there were number of technical support and consultancy agreements that been signed with different MFIs in different countries in the Arab world.